Did You Know...

The working spouse, probably through his company, is the subscriber on your medical insurance policy. He has access to your personal medical information after separation and divorce IF you are still covered under his policy. (more)

Your spouse has the ability to destroy your financial future and your credit. It can take years to get your credit back on track. If you have "blinders" on and don't want to face this, you are sealing your own fate. (more)

There are types of domestic violence and abuse which include emotional, physical, sexual, and economic abuse? (more)

Selecting the right attorney can make or break your financial future? The divorce process is arduous and costly and if you make the mistake of selecting the wrong attorney, you will end up on the losing end, financially and emotionally! (more)

Did you know that women, who go through the stress of a divorce and lead a life of stress even after the divorce, are at high risk of developing heart disease in their later life? (more)

Did you know that, unless you are seeking an “in demand job,” you will have a difficult time, when you attempt to go back to work? The job hunting challenge increases with each year that you were a stay at home mom. (more)

Did you know that dating, during the divorce process, might do a lot of damage to you and your children? Depending on the state where you live, dating could even hurt your chances of gaining custody of your children. (more)

Did you know…that your house or condo may be a large part of the division of assets during a divorce? You may be awarded the house in the settlement or you may be ordered to sell your house. Either way, there are some things that you need to know. (more)

Did you know... that exercise is an ant-depressant? When women are coping with the trauma of divorce, there are many issues that can take their toll on a woman’s physical and mental health. (more)

Did you know... that internet dating may not be so harmless! Many women become vulnerable during and after the divorce process. Often times they have lost their confidence and consider themselves to be without value. They become ripe for the picking of the internet carnivores who stalk women with low self worth. (more)

 

10 Steps For The Road Ahead

Ladies, please do the best you can to be optimistic about your future as you read the 10 Steps For The Road Ahead! The first step is the most important one. Incorporate positive thoughts into everything you say and do. Think positively, believe in yourself and your abilities and work toward that end. Do what needs to be done and have faith!

When I began to focus on the positive instead of the negative about my situation, things began to change. I must admit that I am strong and hard working. I'm sure you are too. You must be, after all, you are a stay at home mom!

I am also lucky in that I am confident and positive in my thinking. If you are confident and positive in your thinking, you're ahead of the game. If you are not positive and confident, start to become positive and confident. Believe that you can and you will.

I have evolved to the point that I no longer shoulder the blame for things that were out of my control. You can evolve too. I know that I have made mistakes, BUT I am confident in the fact that I acted in the best way that I could have, with the information that I had at the time. I feel really good about the person that I have become. It is a wonderful feeling to be excited about what the future holds instead of anxious!

I know that all of you who are facing situations like I described, will also be more than fine, if you just believe and do what needs to be done! It's time to have faith and evolve.

 

1. Believe in yourself, your abilities, and your strength! You will be ok. Just believe and do what needs to be done.

2. Save everything and don't assume anything about anybody.

3. Remove or photocopy all important papers. Note, with proof, all marital debt and assets at the time of separation. Remember credit cards, frequent flyer miles, bonus points, stocks, IRA's, mortgages, etc.

4. Change the PIN on everything that you can. (Remember that he knows all of your personal information including your SS number, mother's maiden name, kid's birthdays and your anniversary. (Well, maybe not kid's birthdays or your anniversary.)

5. Remove your spouse as your power of attorney and healthcare surrogate.

6. Take pictures or videos of all assets and document when and how each was obtained, and the value of each.

7. Prepare an expense statement for yourself and each child. include proof for everything.

8. If there has been abuse, get a Protection From Abuse Order so that he can not come into the marital residence.

9. Research divorce laws in your state and whatever specific laws that may pertain to your situation, such as military laws. Interview attorneys. Take notes during the interviews. Be aware of attorneys who try to "sell" themselves to you. Don't be gullible or intimidated.

10. Prepare a resume and research your local job market.

 

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